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This paper presents the results of a laboratory experiment designed to investigate whether the option of a Prize Linked Savings (PLS) product alters the likelihood that subjects choose to delay paym...
Making Savers Winners: An Overview of Prize-Linked Savings Products     fund  economic       font style='font-size:12px;'> 2015/9/21
The authors thank colleagues at the D2D Fund, Howell Jackson, Anna Lusardi, Olivia Mitchell and Mike Orszag for beneficial discussions and for their help in conducting the research on which this pap...
Do Lottery Payments Induce Savings Behavior? Evidence from the Lab     Lab  Savings Behavior       font style='font-size:12px;'> 2015/9/21
This paper presents the results of a laboratory experiment designed to investigate whether the option of a Prize Linked Savings (PLS) product alters the likelihood that subjects choose to delay paymen...
Do Lottery Payments Induce Savings Behavior? Evidence from the Lab     Lab  Savings Behavior       font style='font-size:12px;'> 2015/9/18
This paper presents the results of a laboratory experiment designed to investigate whether the option of a Prize Linked Savings (PLS) product alters the likelihood that subjects choose to delay paym...
Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi     savings  agriculture  Africa       font style='font-size:12px;'> 2015/9/18
We implemented a randomized intervention among Malawian farmers aimed at facilitating formal savings for agricultural inputs. Treated farmers were offered the opportunity to have their cash crop har...
Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya.
Why Don't the Poor Save More? Evidence from Health Savings Experiments.
The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within socia...
Polar Bears Experience Limited Energy Savings in Summer,New Study Finds     Polar Bears  Energy Savings  Summer       font style='font-size:12px;'> 2015/8/4
Polar bears are unlikely to physiologically compensate for extended food deprivation associated with the ongoing loss of sea ice, according to one-of-its-kind research conducted by University of Wyomi...
We conduct a field experiment with 1,300 participants in India to measure whether individuals save more when information about their savings is regularly shared with another member of their vi...
After Michael Porter's seminal work on clusters and competitiveness published around 1990, cluster initiatives (CIs) have become a central feature of microeconomic policy around the world. CIs add a n...
This review presents an overview of the current research on clusters and cluster-based economic development. It is organized in three parts: First, it takes a look at the conceptual foundations of the...
SEED:A Commitment Savings Product in the Philippines     Saving  Financial Instruments  Philippines       font style='font-size:12px;'> 2015/5/13
SEED:A Commitment Savings Product in the Philippines.
While remittance flows to developing countries are very large, it is unknown whether migrants desire more control over how remittances are used. This research uses a randomized field experiment to inv...
Can governments increase private savings by taxing savings up front instead of in retirement? Roth 401(k) contributions are not tax-deductible in the contribution year, but withdrawals in retirement a...

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